Pay per month – Frequently asked questions

let-op-geld-lenen-kost-geld
Why pay for everything at once?

Your benefits:
– Arranged quickly
– Suitable for purchases from € 250 – € 1000
– Enjoy your purchase immediately
– Possibility to pay for part of it
– Free extra or early repayment

Visit this page for more information about ‘Pay per month’.

Frequently asked questions
How do I request ‘Pay per month’?
‘Pay per month’ can be requested in the Dealstunter webshop. Choose ‘Payment convenience’ from Santander Consumer Finance at checkout.

What is ‘Pay per month’ at Dealstunter?
Pay per month is a non-revolving commodity credit. You can choose in how many months you pay back the credit; in 24, 36 or 48 months. This way you know exactly how many months you have finished paying. The interest and the amount of the monthly amount do not change during the term. That way you always know exactly where you stand.

Do I have to pay interest? And how high is the interest?
For new loans taken out between August 10, 2020 and February 28, a reduced interest rate of 10% per year applies. An interest of 13.5% per year applies to all current loans.

Can I repay earlier?
Yes, you can repay earlier. You do not pay any extra costs or a fine for this. If you want to pay earlier, please contact Santander Consumer Finance customer service on telephone number 030 – 63 88 100.

Do I pay extra costs if I pay faster or earlier?
No, paying off earlier will not cost you anything extra. If you want to pay off more than the monthly amount (or rather pay off the total outstanding amount), you do not pay any additional costs or penalty. Do you want to repay earlier? Please contact Santander Consumer Finance customer service on telephone number 030-63 88 100.

Is there automatic debit?
Yes, Santander Consumer Finance writes it The monthly amount agreed with you is automatically deducted from your bank account. They do this until the full credit has been paid off. After that, the monthly charge will stop automatically.

If I have any questions, who can I contact?
At Santander Consumer Finance Customer Service.
Already a customer of Santander Consumer Finance? Call 030 – 63 88 100
Not a customer yet? Call 030 – 63 88 111

From whom do I borrow money?
‘Pay per month’ is a product of Santander Consumer Finance Benelux B.V, they are part of the Santander Group. Within the Santander Group, this division focuses on offering financial services to consumers, retailers and automotive companies.

Will my application be checked at the Credit Registration Office (BKR) in Tiel?
Yes, it is mandatory. A BKR check is a check of your credit history. For example, it is checked whether you have or have had other credits. But also how the repayment of this credit is going or has expired. More information about BKR can be found at www.bkr.nl

Will I be listed at the Credit Registration Office (BKR) in Tiel?
Yes, ‘Pay per month ‘is registered with BKR in Tiel.

What does a listing at the Credit Registration Office (BKR) in Tiel mean?
This means that the credit is registered at BKR. You are therefore protected against over-crediting. That means that you cannot borrow more than you can afford financially. BKR registers all credits and the payment behavior of all consumers throughout the Netherlands. All credit institutions and banks request information from BKR about the credits and payment behavior when applying for a new credit. More information about BKR can be found at www.bkr.nl

What should I do if I am not satisfied with ‘pay per month’
Indicate your experience Santander Consumer Finance through! You can send your experience in writing or by e-mail to:

Santander Consumer Finance Benelux B.V.
Attn. Customer service department
PO Box 2343
3500 GH Utrecht
customercare@santander.nl



Game computer, motherbord, graphic card newsletter

Don't want to mis a thing?

Don't miss a discount! Receive all offers directly to your inbox.
0